Top 10 Affordable Smartphones Under ₦100,000 in Nigeria

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Best Affordable Smartphones Under ₦100,000 in Nigeria (2025)​

In Nigeria, smartphones have become essential tools for communication, work, entertainment, and staying connected in a rapidly digitizing world. However, with the depreciation of the naira and rising inflation, finding a feature-packed smartphone that doesn’t break the bank is a top priority for many Nigerians. Fortunately, the market is brimming with budget-friendly options that deliver impressive performance, decent cameras, and long-lasting batteries without costing a fortune. This article explores the best affordable smartphones under ₦100,000 in Nigeria for 2025, highlighting their key specifications, strengths, and where to buy them. Whether you’re a student, professional, or casual user, there’s something here for everyone.


Why Choose a Smartphone Under ₦100,000?​

The smartphone market in Nigeria has evolved significantly, with brands like Tecno, Infinix, Itel, and Xiaomi offering budget devices that rival mid-range models in performance and features. Choosing a smartphone under ₦100,000 offers several advantages:

  • Affordability: These devices are accessible to a wide range of consumers, including students and entry-level workers.
  • Value for Money: Budget smartphones now come with features like large displays, decent cameras, and long-lasting batteries, previously reserved for premium models.
  • Reliability: Many brands focus on durability and performance tailored to Nigeria’s unique needs, such as dual SIM support and strong battery life for areas with unreliable power supply.
With Nigeria’s smartphone penetration projected to reach 60% by 2025, the demand for affordable yet capable devices is higher than ever. Let’s dive into the top picks for smartphones under ₦100,000 in 2025.


Top 10 Affordable Smartphones Under ₦100,000 in Nigeria​


1. Xiaomi Redmi A5​


Price: ₦95,000 – ₦100,000
Key Specs:


  • Display: 6.88-inch HD+, 120Hz refresh rate
  • Processor: MediaTek Helio G36
  • RAM/Storage: 4GB/128GB (expandable up to 1TB)
  • Camera: 32MP rear, 8MP front
  • Battery: 5,200mAh with 18W fast charging
  • OS: Android 15 with HyperOS

The Xiaomi Redmi A5, released in March 2025, is a standout in the budget category. Its 6.88-inch display with a 120Hz refresh rate ensures smooth scrolling and vibrant visuals, ideal for gaming and streaming. The MediaTek Helio G36 processor, paired with 4GB RAM, handles everyday tasks like social media, browsing, and light multitasking with ease. The 32MP rear camera captures decent photos, while the 5,200mAh battery with 18W fast charging ensures you stay powered all day. This phone is perfect for users seeking a balance of performance and modern features.

Where to Buy: Available on Jumia, Cardtonic, or Slot.




2. Tecno Pop 8​


Price: ₦85,000 – ₦95,000
Key Specs:


  • Display: 6.6-inch HD+ IPS LCD
  • Processor: Unisoc T606
  • RAM/Storage: 4GB/64GB (expandable)
  • Camera: 13MP rear, 8MP front
  • Battery: 5,000mAh
  • OS: Android 13 Go Edition

The Tecno Pop 8 is a reliable choice for budget-conscious buyers. Powered by the Unisoc T606 chipset, it offers smooth performance for casual use, including WhatsApp, YouTube, and light gaming. Its 6.6-inch display is vibrant, and the 5,000mAh battery ensures long-lasting usage, a critical feature in Nigeria’s unpredictable power landscape. The 13MP rear camera is sufficient for everyday photography, and the phone’s sleek design adds a premium feel.

Where to Buy: Cardtonic, Jiji, or physical stores like Pointek.




3. Infinix Smart 8​


Price: ₦90,000 – ₦98,000
Key Specs:


  • Display: 6.6-inch HD+ IPS LCD, 90Hz
  • Processor: Unisoc T606
  • RAM/Storage: 4GB/64GB (expandable)
  • Camera: 13MP dual rear, 8MP front
  • Battery: 5,000mAh with 10W charging
  • OS: Android 13 Go Edition

The Infinix Smart 8 is another excellent option for those prioritizing battery life and display quality. Its 90Hz refresh rate ensures smoother visuals compared to standard 60Hz displays, making it great for scrolling through social media or watching videos. The Unisoc T606 processor delivers decent performance, and the dual rear camera setup captures good shots in well-lit conditions. This phone is ideal for students or young professionals looking for affordability and functionality.

Where to Buy: Jumia, Cardtonic, or 3C Hub.




4. Itel A18​


Price: ₦65,000 – ₦75,000
Key Specs:


  • Display: 5.0-inch, 480 x 854
  • Processor: 1.3GHz quad-core
  • RAM/Storage: 1GB/32GB (expandable)
  • Camera: 5MP rear, 0.3MP front
  • Battery: 2,400mAh
  • OS: Android 11 Go Edition

For those seeking the most affordable option, the Itel A18 is a practical choice. While its specs are modest, it’s perfect for basic tasks like calls, messaging, and light browsing. The 5.0-inch display is compact, making it easy to carry, and the expandable storage allows for flexibility. Its affordability and simplicity make it ideal for first-time smartphone users or those on a tight budget.

Where to Buy: Jiji, Slot, or local markets.




5. POCO C61​


Price: ₦92,000 – ₦99,000
Key Specs:


  • Display: 6.71-inch HD+, 90Hz
  • Processor: MediaTek Helio G36
  • RAM/Storage: 4GB/128GB (expandable up to 1TB)
  • Camera: 8MP rear, 5MP front
  • Battery: 5,000mAh with 10W charging
  • OS: Android 14

The POCO C61, released in October 2024, offers great value with its large 6.71-inch display and 90Hz refresh rate. The MediaTek Helio G36 chip ensures smooth performance for daily tasks, and the 128GB storage is generous for the price. The 5,000mAh battery keeps you going all day, and Android 14 provides a modern user experience. This phone is a strong contender for budget buyers looking for storage and battery life.

Where to Buy: Cardtonic, Jumia, or Pointek.




6. Samsung Galaxy A04​


Price: ₦90,000 – ₦100,000
Key Specs:


  • Display: 6.5-inch HD+
  • Processor: Unisoc SC9863A
  • RAM/Storage: 4GB/64GB (expandable)
  • Camera: 50MP dual rear, 5MP front
  • Battery: 5,000mAh
  • OS: Android 12

Samsung’s Galaxy A04 brings the brand’s reliability to the budget segment. The 50MP dual rear camera is a highlight, capturing decent photos for social media. The 6.5-inch display is great for media consumption, and the 5,000mAh battery ensures all-day usage. While not as fast as higher-end models, it’s a solid pick for Samsung fans on a budget.

Where to Buy: Jumia, Slot, or Samsung stores.




7. Tecno Spark 9​


Price: ₦82,000 – ₦90,000
Key Specs:


  • Display: 6.6-inch HD+
  • Processor: MediaTek Helio G37
  • RAM/Storage: 4GB/64GB (expandable)
  • Camera: 13MP rear, 8MP front
  • Battery: 5,000mAh
  • OS: Android 12

The Tecno Spark 9 offers excellent value with its MediaTek Helio G37 chipset and 4GB RAM, making it suitable for multitasking and light gaming. The 5,000mAh battery and 13MP camera are reliable for daily use, and its sleek design appeals to younger users. It’s a great choice for those seeking a stylish yet affordable phone.

Where to Buy: Pointek, Jiji, or 3C Hub.




8. Infinix Hot 20i​


Price: ₦84,000 – ₦92,000
Key Specs:


  • Display: 6.6-inch HD+
  • Processor: MediaTek Helio G25
  • RAM/Storage: 4GB/64GB (expandable)
  • Camera: 13MP triple rear, 8MP front
  • Battery: 5,000mAh
  • OS: Android 12 Go Edition

The Infinix Hot 20i is designed for budget users who want a modern-looking phone with decent performance. Its triple rear camera setup and 5,000mAh battery make it a strong contender for media consumption and photography. The MediaTek Helio G25 chip handles basic tasks well, making it ideal for students and casual users.

Where to Buy: Cardtonic, Jumia, or local retailers.




9. Itel A06​


Price: ₦60,000 – ₦75,000
Key Specs:


  • Display: 5.0-inch HD
  • Processor: Quad-core
  • RAM/Storage: 2GB/32GB (expandable)
  • Camera: 5MP rear, 2MP front
  • Battery: 3,000mAh
  • OS: Android 11 Go Edition

The Itel A06 is one of the most affordable smartphones on this list, perfect for users who need a basic device for calls, messaging, and light browsing. Its compact size and low price make it a great secondary phone or a gift for younger users.

Where to Buy: Jiji or local markets.




10. Nokia G11 Plus​


Price: ₦95,000 – ₦100,000
Key Specs:


  • Display: 6.52-inch HD+
  • Processor: Unisoc T606
  • RAM/Storage: 4GB/64GB (expandable)
  • Camera: 50MP dual rear, 8MP front
  • Battery: 5,000mAh
  • OS: Android 12

The Nokia G11 Plus combines Nokia’s durability with modern features. Its 50MP camera is a standout, and the Unisoc T606 processor ensures smooth performance. The 5,000mAh battery and stock Android experience make it a reliable choice for users who value simplicity and longevity.

Where to Buy: Jumia, Slot, or Nokia retailers.




Factors to Consider When Choosing a Smartphone Under ₦100,000​


When shopping for a budget smartphone in Nigeria, keep these factors in mind:


  1. Performance: Look for processors like Unisoc T606, MediaTek Helio G36, or Helio G37 for smooth multitasking and light gaming.
  2. Battery Life: A 5,000mAh battery is standard in this price range, ensuring all-day usage, especially in areas with frequent power outages.
  3. Camera Quality: For social media enthusiasts, prioritize phones with at least a 13MP rear camera for decent photos.
  4. Storage: Opt for at least 4GB RAM and 64GB storage, with expandable options via microSD.
  5. Display: Larger screens (6.5 inches or more) with HD+ resolution and higher refresh rates (90Hz or 120Hz) enhance the viewing experience.
  6. Software: Phones running Android 12 or higher offer better security and features.
  7. Brand Reliability: Trusted brands like Tecno, Infinix, Xiaomi, and Samsung have strong after-sales support in Nigeria.



Where to Buy Affordable Smartphones in Nigeria​


To avoid scams or overpaying, buy from trusted platforms:


  • Online Stores: Jumia, Cardtonic, and Jiji offer competitive prices and fast delivery. Cardtonic, for example, is praised for its reliability and quality assurance.
  • Physical Stores: Retailers like Slot, Pointek, and 3C Hub provide warranties and after-sales support.
  • Local Markets: Be cautious when buying from markets; inspect devices thoroughly to ensure they’re not refurbished or counterfeit.

For UK-used phones, platforms like Cardtonic and Jiji are safe options, but always verify the device’s condition before purchasing.



Tips for Getting the Best Deal​


  1. Compare Prices: Prices vary across retailers due to exchange rate fluctuations. Check multiple platforms before buying.
  2. Look for Discounts: Online stores like Jumia often have sales during festive seasons.
  3. Check Warranty: Ensure the phone comes with a warranty for peace of mind.
  4. Read Reviews: Platforms like Cardtonic and Naijaprice provide user reviews to guide your decision.

Conclusion​

Finding a quality smartphone under ₦100,000 in Nigeria in 2025 is entirely possible, thanks to brands like Xiaomi, Tecno, Infinix, and Itel, which prioritize affordability without compromising on features. Whether you need a phone for work, social media, or entertainment, options like the Xiaomi Redmi A5, Tecno Pop 8, and Infinix Smart 8 deliver excellent value. Always buy from trusted retailers like Jumia, Cardtonic, or Slot to ensure quality and avoid scams. With careful consideration of your needs and budget, you can own a reliable smartphone that meets your expectations without breaking the bank.
 
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